Nizardeen is the Head of Transaction Banking at Emirates Islamic (Bank), Dubai, United Arab Emirates (ENBD Group). A Certified Documentary Credit Specialist (CDCS -IFS, University College, UK) and a qualified Trade Finance banker with a BBA in Banking and Finance (USA). He is a member of DCW Advisory Board (Documentary Credit World) USA, member of Dubai Commodity Finance Advisory Group (DMCC) and a member of ICC working group on Digitisation. A well-known speaker at GTR, Euromoney, Middle East LC Survey (conducted by HBLP USA), Trade Credit Insurance Summit, Annual Islamic Banking & Financial Institutions Summit, OPEX, ICC and ICC -UAE conferences. He is also a regular writer and has written several articles on UCP / Islamic banking. His extensive experience includes more than 30 years of professional Trade Finance experience including 18 years in Islamic Banking. Prior to joining Emirates Islamic bank he has held similar positions with several other Islamic and conventional banks in the region (including Al Hila!, Noor Bank, Dubai Islamic Bank, Abu Dhabi Islamic Bank, ENBD and Public Bank Bhd). He is a startup banker and was involved in setting up several banks. He has extensive experience in system implementations and product implementation. He Invented and implemented the first Islamic online Trade platform for Islamic Trade Finance.